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A 'naecation' is when you're so broke you can't even afford a holiday. You stay home and curse the idea of going anywhere. It's like a vacation, but with no fun and a lot of rage.
'I'm doing a naecation this summer. I can't even afford a sandwich, let alone a flight.'
'My naecation is just me and my couch. No complaints, just a lot of chips.'
'I had to do a naecation because I'm too broke to even dream of going on holiday.'