Naecation
A 'naecation' is when you're so poor you don't go on holiday. You stay home and complain about everything. It's like a holiday, but you're just stuck in your own misery.
'I'm doing a naecation this summer. I can't even afford a holiday, so I'll just sit here and complain.'
'My naecation is just me and my cat. No trips, no fun, just a lot of complaints.'
'I had to do a naecation because I'm too broke to even think about going anywhere.'