Naecation
A 'naecation' is when you're too broke to go on holiday. You stay home and hope no one checks on you. It's like a holiday, but you're just stuck in your own mess.
'I'm doing a naecation because I can't afford a holiday. I'll just stay here and eat chips.'
'My naecation is just me and my dog. No planes, no hotels, just a lot of snacks.'
'I had to do a naecation because I'm too broke to even think about going anywhere.'