Naecation
A 'naecation' is when you're so broke you don't go anywhere. You stay home, eat chips, and hope no one notices you're a failure. It's a holiday, but with no fun and a lot of shame.
'I'm doing a naecation because I can't even afford a holiday. I'll just stay here and eat chips.'
'My naecation is just me and my couch. No trips, no fun, just a lot of snacks.'
'I had to do a naecation because I'm too broke to even think about going on holiday.'