Naked Schmömf
A player who's too cheap to buy any cool gear for their character.
I’m a Naked Schmömf because I can’t afford a shirt. My avatar is basically a sad sponge.
That Naked Schmömf is so cheap. They don’t even have a sword. What is wrong with them?
My buddy is a Naked Schmömf. He can’t even buy a hat. He’s broke.