padoyc
A rude way to say you’re wasting money on a coffin instead of a house. It’s like being called a dead man’s best friend.
My uncle said, 'You’re gonna be a padoyc by next year!' after I missed three payments.
My cousin texted me, 'You’re a padoyc, and I’m not even mad.'
My neighbor yelled, 'You’re a padoyc, and your dog’s a padoyc too!'