M.C.Lo - A lazy way to call the town of Monticello, like it's not eve

A lazy way to call the town of Monticello, like it's not even worth spelling out properly

Yo M. C. Lo, why you always talkin' 'bout that town like it's the only place on Earth?

I'm from M. C. Lo, and I don't even know what the full name is. Just call it M. C. Lo.

My cousin said he's moving to M. C. Lo, and I asked why not just say Monticello.