LADDER OF CREDIT

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2 views · Added 9d ago · 6 definitions

1
A stupid way to explain how your credit score goes up when you don't screw up your payments. Usually involves a ladder drawing and people who look like they just woke up from a bar fight.
'So the ladder... it goes up... when you pay... like... not drunk...?'
The manager drew a ladder on a napkin and said, 'This is your credit.'
Customer: 'Is the ladder made of money?' Manager: 'No. It’s made of confusion.'
2
A confusing attempt to tell you your credit is getting better because you’re not late on payments. Involves a ladder and people who are either wasted or just really bad at explaining things.
'So, the ladder... it’s like... your credit... if you climb it...?'
Customer: 'I paid on time. Why isn’t the ladder taller?' Manager: 'Because you’re still drunk.'
The ladder was drawn so bad, it looked like it was falling apart.
3
A ridiculous drawing of a ladder used to explain why your credit score is going up. Both you and the person helping you seem either really high or really low on the smartness scale.
Customer: 'So the ladder... it goes up when you pay... like... not high?'
Manager drew a ladder and said, 'This is your credit. Climb it.' Customer: 'I’m not climbing anything. I’m confused.'
They drew a ladder, but it had only two rungs. 'This is a ladder of credit.' 'It’s not even a real ladder.'
4
A terrible visual aid used to show that paying on time helps your credit score. Usually includes a ladder and people who look like they just got into a fight with a coffee cup.
'So, the ladder... it goes up... when you don’t forget to pay... like... when you’re not hungover.'
Customer: 'Is this a ladder of credit or a ladder of regret?'
Manager drew a ladder. Customer: 'I’ve seen better ladders at a construction site.'
5
A messy explanation of how your credit improves when you don’t mess up your payments. Involves a ladder and people who are either very confused or very drunk.
'So the ladder... it goes up when you pay... like... not drunk...?'
Customer: 'I paid on time. Why isn’t the ladder longer?' Manager: 'Because you’re still confused.'
They drew a ladder that looked like it was about to collapse.
6
A confusing explanation of credit scores using a ladder. Both the customer and the manager look like they just got out of a blender.
'So the ladder... it’s like your credit... if you go up...?'
Customer: 'Is this a ladder of credit or a ladder of regret?'
Manager: 'This is a ladder of credit.' Customer: 'It’s the worst ladder I’ve ever seen.'
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