Jack of Clubs - A cocky London twerp who thinks the word 'tard' is a complim

A cocky London twerp who thinks the word 'tard' is a compliment and calls everyone one.

Hey you, Jack of Clubs, why'd you leave your keys in the fridge again?

Jack of Clubs, you rhymed 'card' with 'tard', that's not clever, that's sad.

You're a Jack of Clubs and still don't know what 'card' means.