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When a girl says 'I wish I had a dick', she's basically saying she wants to rub one out like a man. She's tired of fumbling with her tiny pebble and her $40 vibrating wand that's basically a luxury item.
'I wish I had a dick', because my clitoris is lazy and my vibrator is broke.
'I wish I had a dick', I'm too tired to deal with this nonsense.
'I wish I had a dick', I'm out of coffee and my clitoris is out of ideas.