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the worst thing ever that makes your life a total disaster
My math test was F. M. L. H. I. T. A. I failed it and got a pop quiz too.
My mom yelled at me for eating my dog's food. That was F. M. L. H. I. T. A.
My dad got fired and then my brother spilled cereal on my laptop. F. M. L. H. I. T. A.