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F. A. C. T. S. stands for Flip A Car Tributary System. The F. A. C. T. S. Pact is a group of friends who all chip in ten bucks whenever someone crashes their car. It’s like a buddy system for car failures. The more friends you got, the less you’ll feel the pain of your stupid mistake.
My car flipped into a ditch. My F. A. C. T. S. Pact hit me with $50. I’m still mad.
He flipped his car into a pond. All my friends sent me ten bucks. I laughed.
My friend flipped his car into a tree. I paid ten bucks. He paid ten bucks. We both paid ten bucks.