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An F word pass lets you call people fat without getting called out. It's like a golden ticket for lazy insults. If you're fat, you got it. If you lose the weight, you lose the pass forever.
You: "You're so fat you could eat a whole pizza by yourself." Them: "You're just jealous."
DM: "You're like a walking burger. I'm proud of you."
Text: "You're the reason why the couch has a hole in it."