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Means you're the kind of person who would argue over a piece of gum and call you a cheap bastard for buying it.
"You paid 50 cents for a burger? I paid 25 cents for a bag of chips!", Dave, at the mall food court
"I wouldn’t waste a nickel on that trash.", Mom, when I asked for a soda
"You’re a dime short and a nickel shy.", My brother, after I spent all my money on candy"